Supplemental Articles
If hobbies fill the gaps in our lives that family, career, and friends cannot fulfill, supplemental insurance does the same for the policies we already have. For example, many employer-provided policies only guarantee life insurance protection. It does not cover personal property protection or RV motorcycle coverage. Then, too, changes to your lifestyle would affect the type of policy that you require. If you are about to send your eldest to college or have a child on the way, it becomes crucial to update and upgrade your family’s financial protection. This is where supplemental insurance comes in. Understand how supplemental insurance works and why you need one by reading the articles in this section.
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Learn About Short Term InsurancePosted by Tom Lustina. Published on Sep 06, 2009 From expensive but extensive policies to cheap and inadequate coverage plans, insurance companies make it certain that they don't discriminate. One option many insurers provide is short term insurance, coverage that protects you much like a standard policy would but only for a short period of time. You are able to protect yourself from financial loss the same way you would with any standard length policy. Who Offers The Best Supplemental Insurance Policies For Employee Benefits?Posted by Joseph Chappine. Published on Jun 18, 2009 You've done all of your homework. You've received insurance quotes from 3 different insurance agents, each showing different insurance companies. You've selected 1 carrier for group life insurance. You've selected another for group "Long Term Disability" insurance. You've selected a third carrier to be used for your "short term disability" insurance. This is a voluntary insurance plan which the employee may purchase via payroll deduction. The fourth insurance offered to the employees is for cancer/critical illness… Medigap Coverage – A Wise InvestmentPosted by Chris Robertson. Published on May 08, 2009 Some people still aren't sure that purchasing a Medicare supplement policy is a wise investment. Let's look at five ways a Medicare supplement policy is money well spent. Guarantee Issue Medicare SupplementsPosted by David Hecker. Published on Apr 29, 2009 When you have the right to get a guarantee issue Medicare Supplement, an insurance company has to sell you a policy. They have to cover all pre-existing conditions and they can't charge more because of any health problems that you may have. There are certain circumstances that you need to meet to qualify for this. Medicare Supplements – How To Shop For A PolicyPosted by David Hecker. Published on Mar 31, 2009 How do you shop for a Medicare Supplement? What are the important things to look for? What are the best strategies to find the right policy and company? Supplemental Health Insurance – Things You Should UnderstandPosted by Chimezirim Chinecherem Odimba. Published on Feb 28, 2009 Supplemental health insurance is a type of insurance policy designed to cover the gaps that your regular health insurance may have due to deductibles and co-payments. This policy picks up further expenses that your principal insurance doesn't provide for, such as lost earnings and everyday living expenditures. Insurance Claim Supplements – How To Submit Claim SupplementsPosted by Russell Longcore. Published on Feb 05, 2009 Do you know how to submit insurance claim supplements? You will when you read and act on this article. What Is A Medicare Supplement?Posted by David Hecker. Published on Jan 27, 2009 A Medicare Supplement (also called "Medigap Insurance") policy is private health insurance specifically designed to supplement the Original Medicare Plan. This means it helps pay some of the health care costs ("gaps") that the Original Medicare Plan doesn't cover (like coinsurance and deductibles). Ppi Is Never A Good Deal When Procured Through A BankPosted by Jonathan L Walker. Published on Jan 09, 2009 Payment Protection Insurance is taken out alongside money borrowed, and protects you against being unable to work if you become sick or unemployed. It's a very good thing to have, as it provides a tax-free amount each month, to pay towards your financial commitments whilst you are not in work. Mortgage Life Insurance Vs Unemployment Mortgage InsurancePosted by Robert McKnight. Published on Dec 17, 2008 It seems like every day we hear about the mortgage crash and how hundreds of thousands of people around the nation are losing their homes because they can not pay their mortgages. There are two options which can help you from becoming one of the unfortunate many: Mortgage Life Insurance and Unemployment Mortgage Insurance. Either of these options can secure your mortgage payments so you and your family will not have to worry about meeting these payments in the event that something happens to you or your main income source. Go to page:
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